Guides
Money, explained plainly.
Practical guides to budgeting, forecasting and building wealth, written for UK households and free of jargon.
Budgeting
Zero-based budgeting: a plain guide for UK households
Zero-based budgeting gives every pound a job until nothing is left unassigned. Here is how it works, why it suits UK households, and how to start without a spreadsheet.
Read the guidePrivacyHow to budget without open banking
You do not need to connect your bank to budget well. Here is how to run a complete budget from the CSV statements your bank already gives you, and why some people prefer it.
Read the guideWealthHow to track your net worth in the UK
Net worth is everything you own minus everything you owe. Tracking it monthly is one of the clearest measures of financial progress. Here is how to do it in the UK.
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